Business Leasing & Equipment Financing

Structured information on financing the assets your business runs on.

archimedes Leasing GmbH publishes clear, practical information on business leasing, equipment financing and commercial asset finance — helping finance teams understand how these structures work before they speak with a provider.

Schedule of Assets Ref. 04
01
Vehicles & Fleet
02
Machinery & Production
03
IT & Technology
04
Medical Equipment
05
Construction & Handling
What we cover

Three core areas of commercial asset finance

These are the main structures companies use to acquire and operate equipment without committing full capital upfront. Each works differently depending on the asset, the term and how the business plans to use it.

Business Leasing

General information on operating and finance leases, how rental payments are structured, and what happens to the asset at the end of the term.

Equipment Financing

Guidance on financing production machinery, vehicles and technology, including how repayment schedules are typically aligned with asset usage.

Commercial Asset Finance

Background on structuring finance across a portfolio of assets, balance-sheet treatment considerations, and refinancing existing equipment.

Asset categories

Equipment types typically covered by a lease schedule

A lease schedule is the annex to a leasing agreement listing the specific assets financed under it. The categories below are commonly included.

SCH-01

Vehicles & Fleet

Company cars, vans, trucks and trailers used for logistics and field operations.

SCH-02

Machinery & Production

Manufacturing lines, CNC equipment and other production-floor machinery.

SCH-03

IT & Technology

Servers, workstations, networking hardware and point-of-sale systems.

SCH-04

Medical Equipment

Diagnostic, imaging and treatment equipment for clinics and practices.

SCH-05

Construction & Handling

Excavators, forklifts, cranes and other materials-handling equipment.

SCH-06

Office & Commercial Fit-Out

Furniture, kitchen equipment and interior fit-out for commercial premises.

Process overview

How a typical leasing arrangement is structured

01

Consultation

The business outlines which assets it needs and how it intends to use them.

02

Structuring

Term, payment frequency and end-of-term options are worked out against the asset's expected life.

03

Documentation

A master lease agreement and an asset schedule are prepared and reviewed.

04

Asset Deployment

Equipment is delivered or installed, and the payment schedule begins.

Why leasing

Keep capital free for the parts of the business that need it most

Leasing and equipment financing let a business use the machinery, vehicles or technology it needs without tying up cash reserves in ownership. Payments are typically spread across the useful life of the asset, and many arrangements bundle maintenance or upgrade paths into the term.

We put together plain-language explanations of how these structures work so that finance and operations teams can walk into a conversation with a provider already informed.

More about our approach
Finance professional reviewing figures on a laptop and printed reports

Informational purposes only. archimedes Leasing GmbH does not offer paid services, financing, or credit through this website. All content is provided for general information and educational purposes and does not constitute a financial offer, advice, or a binding proposal of any kind.

Have a question about business leasing?

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